Terms of Use

Please read this agreement (“Agreement”) carefully before accessing or using this website (“Site”). By accessing or using the Site, you agree to be bound by this Agreement.

FastRates.ca, operated by Dominion Lending Centres Silver Leaf Financial Group Inc. (“FastRates”), together with its lenders, affiliates, and service providers, provides the information and services on this Site to you, the user, conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this Site constitutes your agreement to all such terms, conditions, and notices.

The information and services offered on this Site are provided with the understanding that neither FastRates, nor its lenders, affiliates, or service providers are engaged in rendering legal, accounting, investment, or tax advice. Mortgage and financial information provided on this Site is for informational purposes only and should not be considered a substitute for professional advice specific to your situation.

FastRates and its affiliates assume no responsibility for any consequences relating directly or indirectly to any action or inaction you take based on the information, services, or other material on this Site. While FastRates and its partners strive to keep the information accurate, complete, and up to date, we cannot guarantee and will not be responsible for any damage or loss related to the accuracy, completeness, or timeliness of the information.

Personal and Non-Commercial Use Limitation: Prohibited Uses

You may access, download, and print materials on this Site for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, licence, create derivative works from, frame in another web page, use on any other website, transfer, or sell any information, software, lists of users, databases, or other products or services obtained from this Site.

The foregoing prohibition expressly includes, but is not limited to, practices such as “screen scraping” or “database scraping.” Except with the written permission of FastRates, you agree not to access or attempt to access password-protected, secure, or non-public areas of this Site. Unauthorized individuals attempting to access such areas may be subject to prosecution.

Proprietary Rights

All materials on this Site (including layout and design) are owned and copyrighted or licensed by FastRates and its affiliates. Copyright © 2025 FastRates. All rights reserved. No reproduction, distribution, or transmission of materials on this Site is permitted without prior written consent from FastRates.

No Unlawful or Prohibited Use

As a condition of using this Site, you agree not to use it for any unlawful purpose or for any activity prohibited by these terms. If you violate any of these terms, your permission to use the Site automatically terminates.

Liability Disclaimer

You use this Site at your own risk. The information, products, and services published on this Site may include inaccuracies or errors. Changes are periodically added to the information herein. FastRates and its affiliates may make improvements or changes to the Site at any time without notice.

All information and services are provided “as is” without warranty of any kind. In no event shall FastRates or its affiliates be liable for any direct, indirect, incidental, special, or consequential damages arising out of your use of this Site or inability to use this Site, whether based on contract, tort, strict liability, or otherwise, even if FastRates has been advised of the possibility of damages. Some provinces may not allow the exclusion or limitation of liability, so the above limitations may not apply to you.

Indemnification

You agree to indemnify and hold harmless FastRates, its affiliates, lenders, and service providers from any liability, loss, claim, or expense (including reasonable legal fees) related to your violation of this Agreement or misuse of this Site.

Links to Third-Party Sites

This Site may include links to third-party websites. These links are provided for convenience only and do not imply endorsement. FastRates is not responsible for the accuracy, availability, or quality of information, products, or services offered on third-party websites. You access such sites at your own risk and should review their privacy policies and terms of use.

Changes to Agreement

FastRates may modify this Agreement at any time, and such modifications shall be effective immediately upon posting. Your continued use of the Site constitutes acceptance of the modified Agreement.

Miscellaneous

This Site is intended for use by persons 18 years of age or older residing in Canada. Access by individuals under 18 or outside Canada is prohibited.

This Agreement and any disputes arising from it shall be governed by the laws of Ontario, Canada. Any legal action relating to this Agreement shall be brought exclusively in the courts of Ontario.

The trademarks, logos, and service names displayed on this Site are the property of FastRates and its affiliates. You may not use these marks without prior written permission. All other trademarks are the property of their respective owners.

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