Increasing your mortgage payments or paying a lump sum towards your principal have a huge impact. You'll pay off your mortgage much sooner and save tons of interest.

$

Home expenses

To budget better and calculate a more realistic Total Monthly Cost, enter the additional home expenses here.

Total monthly cost (Monthly)

$ 0

Monthly mortgage

$ 0

Mortgage payment

$ 0

Net mortgage

$ 0

Mortgage insurance

+ $ 0

Total loan amount

$ 0

Interest paid over term

$ 0

Balance end of term

$ 0

Effective amortization

25 years
%

Increasing your mortgage payments or paying a lump sum towards your principal have a huge impact. You'll pay off your mortgage much sooner and save tons of interest.

$
$
$

Mortgage payment (Monthly)

$ 0

Payment breakdown

Principal paid

$ 0

Interest paid

$ 0

Total payment

$ 0

Balance end of term

$ 0

Effective amortization

25 years
$0
Other closing costs

Closing costs are additional costs that are often overlooked. Homebuyers are often surprised at how much their closing costs add up to. Listed below are some approximate starting minimums to help you plan accordingly. Your actual closing costs will vary. Please check with your lawyer, real estate broker, and mortgage broker for precise estimates.

Total estimated cost

$ 0

Down payment $ 0

Provincial land transfer tax + $ 0
Toronto land transfer tax + $ 0
Total land transfer tax $ 0

Other closing costs $ 0
Current situation

Balance at maturity

$ 0
Remaining term 0 Months
End of terms amortization 22 Years 2 Months
New mortgage

Balance

$ 0

Mortgage amount

$ 0

New rate
New payment

Mortgage payment

$ 0

Principal & interest

Term interest

$ 0

Term principal

$ 0

Total term payments

$ 0

Balance end of term

$ 0

New mortgage

Balance

$ 0

Mortgage amount

$ 0

New rate
New payment

Mortgage payment

$ 0

Principal & interest

Term interest

$ 0

Term principal

$ 0

Total term payments

$ 0

Balance end of term

$ 0

New mortgage

Balance

$ 0

Mortgage amount

$ 0

New rate
New payment

Mortgage payment

$ 0

Principal & interest

Term interest

$ 0

Term principal

$ 0

Total term payments

$ 0

Balance end of term

$ 0

Land transfer tax

$ 0

Provincial land transfer tax + $ 0
Toronto land transfer tax + $ 0

Current loan


New loan

By refinancing, you will pay:

0/ month

Spend less over the lifetime of the loan 0

Current loan New loan Difference
Balance remaining $0.00 $0.00 $0.00
Loan term 0 months 0 months 0 months
Monthly payment $0.00 $0.00 0.00
Interest rate 0.00% 0.00% 0.00%
Total interest $0.00 $0.00 0.00
Total payments $0.00 $0.00 0.00
Upfront costs - $0.00 -
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